Attention Reading homeowners: tax relief & exemption applications now available

Jul 31

(2-3 minute read)

If you are a Veteran, Senior, Blind, Surviving Spouse, or are facing financial hardship, you may qualify for real estate tax relief through one of several personal exemption programs offered by the Town of Reading.

Applications for Fiscal 2025 are now available online.

Don’t miss this opportunity to reduce your property tax burden if you meet eligibility requirements.

Review eligibility requirements and apply today on the Town website.

Important deadline: Senior Circuit Breaker Credit

Applications for the Senior Breaker Tax Credit must be received by September 30, 2025.

This refundable credit is available through the Massachusetts Department of Revenue (DOR) for qualifying seniors age 65+ who own or rent their principal residence in Massachusetts.

If the credit exceeds the tatal tax owed, the excess is refunded - without interest.

For eligibility details and how to calculate your credit, visit the Mass.gov website for more information.

What is a tax exemption?

A tax exemption provides a partial or full discharge from local property taxes for qualifying individuals. These exemptions are established by the Massachusetts Legislature and governed by Massachusetts General Laws Chapter 59, Section 5.

Exemptions are considered a privilege, and all applicants must demonstrate that they meet eligibility requirements. Eligibility is based on factors such as age, disability status, military service, income level, and asset limits.

Qualification date: all eligibility requirements must be met as of July 1st of the fiscal year.

Filing deadline: applications are due by December 15th or within three months of the mailing of actual tax bills, whichever is later.

Check the website for eligibility guidelines

Specific eligibility requirements vary by program. To view details on each exemption, including income and asset limits, documentation requirements, and a downloadable application form on the Town website.

Available resources include:

Overview of Exemptions
Exemption Guide (PDF)
Applications for Veterans, Seniors, the Blind, Surviving Spouses, Financial Hardship, and Tax Deferral Programs

Need help or have questions?

The Reading Assessor’s Office is available to assist you throughout the application process. Whether you need help determining eligibility or completing your paperwork, don’t hesitate to reach out via email at Assessor@ReadingMA.gov.